How does the offer calculator choose a winner?

It compares estimated annual savings after effective compensation, expected expenses, and risk-adjusted variable pay.

Can I use this for negotiation?

Yes. The negotiation target gives a practical anchor based on the stronger offer.

Offer Comparison

Look beyond headline CTC with effective compensation, expenses, savings, stability, flexibility, and negotiation target.

How this is calculated

Effective compensation includes fixed pay, risk-adjusted variable pay, joining bonus, retention bonus, and benefits.
Estimated annual savings subtracts expected monthly expenses from effective compensation.
Stability score penalizes high variable-pay dependency.
Negotiation target uses the stronger offer plus part of the savings gap as an anchor.

Why discount variable pay?

Variable pay is less certain than fixed salary, so the calculator treats it conservatively.

Should I include benefits?

Include only benefits you would otherwise pay for yourself.