Salary decisions for Indian professionals

Your new CTC is not your real hike.

Compare salary, in-hand pay, city expenses, bonuses, and relocation costs before accepting your next offer.

Calculate My Real Hike Compare tools

Resume checker

Check your resume before you apply.

Upload or paste your resume, add a target job description, and get an ATS score with keyword gaps, section checks, formatting risks, and practical fixes.

Upload Resume Check ATS Score

Main calculators

Choose the decision you need to make

Start here

Job Switch Calculator

See the real financial gain after in-hand pay, expenses, joining bonus, relocation, and buyout costs.

 Monthly pay

CTC to In-Hand Calculator

Estimate monthly take-home salary from fixed pay, variable pay, PF, tax, gratuity, and deductions.

 Relocation

City Salary Comparison

Compare salaries across Bengaluru, Hyderabad, Pune, Mumbai, Gurgaon, Noida, Chennai, and Kolkata.

 Two offers

Offer Comparison

Compare compensation, flexibility, stability, location, work mode, benefits, and expected savings.

 Joining date

Notice Period Calculator

Estimate your last working day, earliest joining date, leave adjustment, and buyout timeline.

 Resume

ATS Resume Checker

Score resume structure, keyword match, ATS readability, and practical fixes before applying.

Why SwitchMath

A higher CTC can still mean a weaker deal.

Adjust for real costs

Rent, commute, tax, variable pay risk, and one-time costs can change the actual value of a switch.

Separate cash from CTC

Understand fixed pay, variable dependency, deductions, and non-cash components before you decide.

Negotiate with numbers

Use practical break-even and required-salary estimates to decide whether to accept or negotiate.

How calculations work

Deterministic numbers first, explanation second.

  1. 1

    Enter offer details

    Add current salary, new salary, expenses, bonuses, buyouts, and relocation costs.

  2. 2

    Review calculated outputs

    SwitchMath calculates headline hike, fixed hike, monthly gain, real annual gain, and break-even period.

  3. 3

    Decide with context

    Use the summary to compare risk, cash flow, city impact, and a practical negotiation target.

AI Advisor

Personalized explanations without handing the model your raw life story.

The Groq-powered advisor receives structured calculator results and turns them into a plain-English accept, reject, or negotiate recommendation. The core salary math still runs deterministically in your browser.

Try AI Advisor Check Resume First
Key benefitsAnalyze a job switch Main risksCompare two offers Hidden CTC concernsReview in-hand pay Negotiation targetPrepare your counter

Questions

Useful before your next offer call

Does SwitchMath store my salary data?

No. The MVP is designed to run calculations in your browser without requiring login or storing salary details.

Are these calculations financial advice?

No. SwitchMath provides estimates for planning and comparison. Always verify important figures with your payslip, offer letter, and a qualified advisor when needed.

Will the calculators work without AI?

Yes. The core calculations are deterministic JavaScript. AI explanations are an optional layer on top.

Salary guides

Popular salary comparisons

Hike

Salary Hike Calculator

Use the job switch calculator to estimate headline and effective hike.

 Cities

Bangalore vs Hyderabad Salary

Compare cost and salary impact between Bengaluru and Hyderabad.

 Cities

Bangalore vs Pune Salary

Estimate the salary needed when choosing between Bengaluru and Pune.

 Cities

Mumbai vs Bangalore Salary

Compare rent, commute, and savings impact between Mumbai and Bengaluru.

 CTC

CTC Breakup Guide

Understand fixed pay, variable pay, PF, gratuity, deductions, and in-hand salary.

 Negotiation

Salary Negotiation After Offer

Use real hike, buyout, and variable-pay risk to prepare a better counter-offer.

International offers

Comparing an overseas job offer?

US

India to US Salary Comparison

Compare take-home pay, rent, insurance, relocation, and first-year savings.

 UK

India to UK Salary Comparison

Think through London rent, visa costs, pension, and monthly savings.

 Canada

India to Canada Salary Comparison

Compare city costs, benefits, relocation buffer, and long-term goals.

 Dubai

India to Dubai Salary Comparison

Review housing, insurance, family costs, flights, and remittance goals.

 Singapore

India to Singapore Salary Comparison

Compare rent, tax, work pass stability, setup costs, and savings.