CTC guide
CTC Breakup Guide India
CTC is the total cost to company, not the amount you receive every month. Break the offer into fixed pay, variable pay, deductions, employer contributions, and benefits before comparing.
Estimate In-Hand SalaryFixed Pay
Fixed pay is the most reliable part of compensation. Compare fixed pay first when choosing between offers.
Variable Pay
Variable pay may depend on performance, company results, joining date, and policy. Treat it conservatively.
Non-Cash CTC
Employer PF, gratuity, insurance, and benefits can be part of CTC without increasing monthly salary.
Monthly In-Hand
Use the CTC to in-hand calculator to estimate monthly gross, deductions, and take-home pay.